RBI Lending Transmission: India’s repo cuts since Feb 2025 are lowering borrowing costs, but the pass-through to borrowers is uneven across banks, NBFCs and loan types, with repo-linked loans under the EBLR framework resetting on scheduled dates (often quarterly) so EMIs may not drop immediately after each RBI move. RBI Bank Holidays: India faces a patchwork of branch closures between July 14 and July 19, with some states shut on specific festival days and a nationwide weekly holiday on July 19—customers are urged to check local RBI lists before visiting branches. UK Tokenisation Push: The UK’s Wholesale Digital Markets Champion Chris Woolard has published an inaugural report urging faster adoption of tokenisation across wholesale markets, aiming to build secondary markets, tokenise collateral and scale issuance like DIGIT to unlock major economic value. Cyprus Capital Debate: Cyprus’ central bank is weighing a systemic risk buffer, sparking a split between banks and the IMF’s view that extra tightening could weigh on credit growth despite already high capital and liquidity. Deutsche Bank Penalties: Deutsche Bank was hit with multiple penalties over Australian trade reporting failures, adding to regulatory pressure on market conduct and reporting controls. Swift 24/7 Ledger Pilot: Swift is rolling out a blockchain-based 24/7 settlement ledger with 17 global banks, targeting faster cross-border payments via tokenised deposit and settlement pilots. ADIB SME Banking Bundle: Abu Dhabi Islamic Bank and Dubai DET launched a digitally native “SME in a Box” account with a zero-balance setup and fee waivers for six months, bundling banking, payments and onboarding support for Dubai SMEs. Texas Capital Tech Leadership: Texas Capital Bancshares appointed Mo Jamous as Chief Digital and Information Officer to lead technology strategy, data platforms, AI enablement and information security. Sudan Farm Finance Plan: Sudan announced a 3 trillion-pound agricultural finance portfolio for the 2026 season, with the central bank and commercial banks each contributing portions and the state covering part of agricultural insurance costs to support farmers amid conflict-linked input shortages.