Vietnam-based Ho Chi Minh Securities Corporation joins Global Alliance Partners

Mr. Pham Ngoc Bich (L) – Managing Director, Corporate Finance of Ho Chi Minh Securities Corporation; and Mr. Tommy Taechaubol – CEO of Country Group Holdings, the host of Global Alliance Partners Investment Conference in Bangkok, Thailand on 30-31 May 2019

Global Alliance Partners (GAP)

Mr. Bernard Pouliot – Chairman and Executive Director of Global Alliance Partners (GAP)

Ho Chi Minh Securities Corporation (HSC) will be officially welcomed on 30 May 2019 at the Global Alliance Partners (GAP) Investment Conference in Bangkok.

… our market is well positioned to rapidly catch-up with our more wealthy Asian neighbors.”

— Mr. Pham Ngoc Bich

HO CHI MINH, VIETNAM, May 14, 2019 / — Ho Chi Minh Securities Corporation (HSC), one of the top three securities firms and investment banks in Vietnam, has joined Global Alliance Partners (GAP) and will be officially welcomed at GAP’s Investment Conference to be held in Bangkok, Thailand on 30 May 2019.

Mr. Pham Ngoc Bich, Managing Director of HSC’s Corporate Finance, touts Vietnam as an emerging economy with a stable government, a stable currency, and low inflation. “Global manufacturers or exporters would find Vietnam as a very competitive alternative in diverting their factories from Greater China,“ he said.

Mr. Pham further said, “On the backdrop of Vietnam’s industrialization, fast urbanization and strong middle-class consumer spending, our market is well positioned to rapidly catch-up with our more wealthy Asian neighbors.”

Mr. Bernard Pouliot, the Chairman and Executive Director of Global Alliance Partners, expressed his delight in welcoming HSC into GAP’s international network.

“With the contribution of HSC we can now explore ‘on-the-ground’ opportunities in corporate finance, mergers and acquisitions, and in local stock market trading,” Mr. Pouliot said. “HSC, being one of the top players in Vietnam, offers unprecedented access to the market,” he added.

Mr. Pham affirms that “HSC is able to directly and very efficiently offer numerous attractive public and private equity investment opportunities to the established network of GAP members — their clients, investors, advisors, and bankers from all over the world.”

Ho Chi Minh Securities Corporation (“HSC”) was founded in 2003 and has been listed on the Ho Chi Minh Stock Exchange (HOSE) since May 2009 under the ticker HCM. HSC has grown over the years to become the second largest securities brokerage and investment bank in Vietnam, in terms of trading market share on HOSE stock exchange and in terms of IPO and M&A activities in Vietnam.

Coy Rillo
Global Alliance Partners (GAP)
+852 2217 2891
email us here

Source: EIN Presswire

Wallet Factory to introduce a micro-lending app in Latin America

Wallet Factory to introduce a micro-lending app in Latin America

Piggypay – a micro-lending app in Latin America

SERVICIOS FINANCIEROS DIGITALES has signed an agreement with Wallet Factory for the supply of a mobile platform to launch micro-finance app Piggypay.

LONDON, UNITED KINGDOM, May 14, 2019 / — A Latin American company SERVICIOS FINANCIEROS DIGITALES has signed an agreement with Wallet Factory for the supply of a mobile platform. The tech platform will allow SERVICIOS FINANCIEROS DIGITALES to launch a personal finance app Piggypay in Latin America. Piggypay is a mobile wallet app for micro-loans and payments. The app will target Latin American mass market to offer inclusive mobile micro-finance. The pilot launch of Piggypay is scheduled for August 2019.

The app will allow users to receive a micro-loan, make payments, pay bills and transfer money. The user can apply for a micro-loan directly in the app. Piggypay will offer multiple micro-loan choices from various financial institutions.
Users can pay for goods and services listed in the app or pay in-store with QR code. To use payment services the user links debit or credit card to the app. For a QR payment, the user scans the item or store code, and then enters the amount to be paid. The app allows to make money transfer from the card using the recipient’s phone number or by entering card details.

“This is the first contract for Wallet Factory in Latin America. Half of the region do not have a bank account, while 90% of retail payments are made in cash. At the same time, the penetration rate of smartphones among subscribers reached 65%. For us, this is the opportunity to open new markets with a demand for mobile services and finance,” – commented Mikhail Miroshnichenko, CEO of the Wallet Factory.

About Wallet Factory
Wallet Factory is a Mobile Financial Services Enabler (MFSE). The Company acts as a mediator between Telecom operators and financial institutions (banks, payment service providers, insurance companies). Wallet Factory provides planning, implementation and management of mobile financial services.

Elena Svistunova
Wallet Factory
+380 96 345 0415
email us here
Visit us on social media:

Source: EIN Presswire

ザ・リッツ・カールトン バリでお子様に素晴らしい思い出作り




Ritz Kidsは、子供が快適に遊べるようにエアコン付きのスペースを備えています。



「マネージャーのニ・マデ・ノピ・デウィ・アンタリが率いるリッツキッズの優秀なスタッフ陣は、年齢を問わずすべてのお客様に思い出深いご滞在を提供するというザ・リッツ・カールトン バリのモットーを、心から理解し実践しています。”

— カリム・タヤック

ヌサドゥア, バリ島, インドネシア, May 14, 2019 / — ヌサドゥア地区に位置する、ご家族連れのゲストに人気のラグジュアリーなビーチフロントリゾートとして知られるザ・リッツ・カールトン バリでは、お子様たちの充実した滞在のために多彩な施設やプログラムの提供に力をいれています。リッツキッズのクラブハウスにはウォータースライダー付きのプールをはじめ、楽しいカルチャープログラムや、子供たちの好奇心や想像力をかき立てる海をテーマにしたプログラムなどをご用意しています。リッツキッズはマネージャーのニ・マデ・ノピ・デウィ・アンタリ率いる、熱心なプロフェッショナルチームで構成されています。多くのゲストから親しまれているマネージャーのノピは仕事熱心、自身の役割に常に情熱をもって臨みます。彼女の温かく親しみのこもった性格やプロに徹した仕事ぶりは、しばしばゲストからのコメントでも評価されています。



「マネージャーのニ・マデ・ノピ・デウィ・アンタリが率いるリッツキッズの優秀なスタッフ陣は、年齢を問わずすべてのお客様に思い出深いご滞在を提供するというザ・リッツ・カールトン バリのモットーを、心から理解し実践しています。オリジナリティあふれるお子様向けプログラムは、どれもが興味深く教育的にもすぐれ、子供たちの創造性をかき立てます。これまで多くのファミリーゲストが、リピーターゲストとして何度もリゾートを訪れて下さることを大変うれしく思っています。また、ワールドラグジュアリーホテルアワード2018にて、アジアのベストファミリーリゾートを受賞したことは、これまでの我々の努力が認められた証として、非常に光栄に感じています」カリム・タヤック総支配人は語ります。


ザ・リッツ・カールトン バリについて
エレガントでトロピカルな雰囲気につつまれたザ・リッツ・カールトン バリは、インド洋が目の前に広がる豪華なリゾートです。紺碧のインド洋を臨む279室のゆったりとしたスイートや34棟のバリでもっとも素晴らしいヴィラは、コンテンポラリーなバリニーズラグジュアリーを感じるご滞在を用意しています。ザ・リッツ・カールトンクラブ®をはじめ、ホテルには6か所のスタイリッシュなレストランやバー、エキゾチックな雰囲気をもつスパ、楽しいアクティビティを揃えたリッツキッズをご用意しています。魅力的なビーチフロントのウエディングチャペル、バラエティー豊かな会場や美しいガーデンはバリ島でのお祝いイベントやウエディングパーティーの会場として最適です。充実した設備を整えた催事会場、豪華な会議室、カスタマイズ可能なパッケージ内容、経験ゆたかなオーガナイザーなども、バリ島での各種ビジネスイベントに欠かせません。ビジネスや休暇、ハネムーンなど、ザ・リッツ・カールトン バリは訪れるゲストにいつまでも心に残る思い出のご滞在をご提供します。フェイスブック、インスタグラム、ツイッター、ユーチューブ、リンクドイン、グーグル+、ウィーチャットid: ritzcarltonbaliにてフォローをお待ちしています。

Prhativi Dyah
The Ritz-Carlton, Bali
+62 361 8498988
email us here
Visit us on social media:


Source: EIN Presswire

Creating Extraordinary Experiences for Kids at The Ritz-Carlton, Bali

Ritz Kids Counselor in Bali

Play in one of the best kids club in Bali

Have Fun in the Kids Water Slide Pool at The Ritz-Carlton, Bali

Ritz Kids feature an air-conditioned space for kids to comfortably play.

Kids have their own dedicated area on the beach at The Ritz-Carlton, Bali

Ritz Kids at The Ritz-Carlton, Bali creates a fully immersive resort experience for children, led by Nopi Antari who brings passion and dedication to her role.

Our wonderful Ritz Kids team, led by Ni Made Nopi Dewi Antari, really capture the spirit of The Ritz-Carlton, Bali, which is dedicated to creating memorable experiences for guests of all ages.”

— Karim Tayach

NUSA DUA, BALI, INDONESIA, May 14, 2019 / — A family-friendly, luxury beachfront resort in Nusa Dua, The Ritz-Carlton, Bali creates a fully immersive resort experience for children. Ritz Kids offers a club house with waterslide pool, fun cultural programs, and inspiring, ocean-themed activities that are designed to spark a child’s natural curiosity and sense of wonder. At the heart, Ritz Kids is a team of professional and dedicated personality led by Ritz Kids Manager, Ni Made Nopi Dewi Antari. A favourite with guests, Nopi brings passion and dedication to her role and is often praised in guest’s review platform for her warmth, friendliness and professionalism.

“I started as Senior Ritz Kids Counsellor in the resort’s pre-opening in 2014,” says Nopi. My role was to create a comfortable, fun and stimulating program of indoor and outdoor activities to ensure that children and their parents also have a fantastic holiday,” she adds. In recognition of her excellent performance, Nopi was promoted to Ritz Kids Manager in January 2017 and continues to thrive in her position.

Signature Ritz Kids programs that Nopi has helped to create, introduce children of all ages to the natural wonders and cultural traditions that surround them. From fishing trips and pool games to the Aquatic Goddess program, Sea Turtle Preservation, Night Safaris and Little Craftsmanship which gives the opportunity to learn traditional dance, music, and arts and crafts, Ritz Kids abounds with activities that children love. Meanwhile, parents can relax and enjoy the resort’s facilities, knowing that their little ones are fully supervised in a comfortable environment, and having the time of their lives. Nopi describes an average day at work as, “Giving a warm welcome to all children and parents, introducing parents to various Ritz Kids activities and encouraging children to join in, supervising activities to ensure kids safety and enjoyment and ensuring that all children have extraordinary and unforgettable memories of their stay.”

“Our wonderful Ritz Kids team, led by Ni Made Nopi Dewi Antari, really capture the spirit of The Ritz-Carlton, Bali, which is dedicated to creating memorable experiences for guests of all ages. Our unique and exclusive children’s program offers fun and inspirational activities that are both entertaining and educational and we are delighted that many families choose to return again and again to the resort. We were also thrilled that our efforts received global recognition when we were awarded Best Family Resort in Asia at the World Luxury Hotel Award 2018,” says General Manager, Karim Tayach.

About The Ritz-Carlton, Bali.
Located on a stunning beachfront combining with a dramatic clifftop setting, The Ritz-Carlton, Bali is a luxurious resort offering an elegant tropical ambience. Featuring tranquil views over the azure waters of the Indian Ocean the resort has 279 spacious suites and 34 expansive best villas in Bali, providing the sheerest of contemporary Balinese luxury. Along the foreshore are The Ritz-Carlton Club®, six stylish dining venues, an indulgent and exotic marine-inspired Spa, and fun, recreational activities for children of all ages at Ritz Kids. A glamorous beachfront wedding chapel, makes an idyllic setting for destination weddings, while a range of outdoor event venue and extravagant spaces provide the perfect scene for celebratory events and wedding reception in Bali. Well-appointed conference venues, luxurious meeting spaces, customizable residential packages and experienced organizers also entice those looking to create inspired MICE Tourism events in Bali. Whether work, pleasure or romance is on the agenda, The Ritz-Carlton, Bali is the place to make memories that last a lifetime. Follow us on Facebook, Instagram, Twitter, Youtube, LinkedIn, wechat id: ritzcarltonbali.

Prhativi Dyah
The Ritz-Carlton, Bali
+62 361 8498988
email us here
Visit us on social media:

Kids Go Glamping at The Ritz-Carlton, Bali

Source: EIN Presswire

Brady Bunte- Mezcal Connoisseur– Notes a very special Mezcal – Jaral De Berrio

Brady Bunte - Jaral de Berrio

Brady Bunte – Jaral de Berrio

Brady Bunte- Mezcal Connoisseur– Notes a very special Mezcal – Jaral De Berrio

The family of Mezcal Jaral De Berrio is one of the most emblematic in the world due to its historic background, says Brady Bunte.”

— Brady Bunte

LOS ANGELES, CALIFORNIA, UNITED STATES, May 13, 2019 / — Brady BunteMezcal Connoisseur– Notes a very special Mezcal – Jaral De Berrio

What still remains of the Hacienda Del Jaral de Berrio, which is one of the most emblematic and largest estates in Mexico. Located in the historic town of San Felipe Torres Mochas, Guanajuato, its origins date back to the late 16th century and the production of mezcal since 1764, is now being renovated. Within the estate of buckling floors and crumbling walls is an estate that is rich with History. The massive estate during its heyday throughout the 19th Century, the state housed approximately 6,500 people and boasted its own railroad station, a parish church, 2 primary schools and post office…

Mezcal comes from one of the most sacred plants in Mexico, agave! Cooking of the “pina” or the heart of the agave and fermenting its juice, the liquid called the “elixir of the gods”. Mezcal has now gained the attention of the world and sales have skyrocketed in the US with triple digit growth over the last few years.

I recently stumbled across this rare and unique mezcal called “Jaral de Berrio” and is produced under the same methods and are still bottled at the main compound of the Hacienda. Part of their unique production process, Jaral de Berrio is steamed, not smoked, which softens the heart of the agave with vapor before the grinding process, they do not use smoke in order to avoid any flavor contamination letting the true flavor notes of the Agave Salmiana to be fully present. It is a Joven (non-aged) and if you have never tried a non-Smokey Mezcal its quite different but truer in flavor.

“The family of Mezcal Jaral De Berrio is one of the most emblematic in the world due to its historic background, says Brady Bunte.”

Brady Bunte highly recommends Mezcal Jaral De Berrio and rates it a “92”! If you’re lucky enough to find it buy it! Mezcal Jaral De Berrio is just starting to export to the US so it’s a rare jewel to find right now and sells in the low $40 range.

Brady Bunte is a mezcal and tequila connoisseur and frequently writes for

David Newava
+1 323-823-6799
email us here
Global Media

Source: EIN Presswire

Intermountain Delta Community Hospital Once Again Named to “Top Critical Access Hospitals to Know” List

SALT LAKE CITY, UTAH, USA, May 13, 2019 / — For the third year in a row, Becker’s Hospital Review, a national healthcare publication, has named Intermountain Delta Community Hospital as one its “67 Critical Access Hospitals to Know.”

Critical access hospitals have 25 inpatient beds or fewer, and are located at least 35 miles from the nearest hospital. There are more than 1,300 critical care hospitals around the country, and they serve a vital role in bringing healthcare access to remote areas.

Becker’s cited Delta Community Hospital’s growing focus on community health and staff as a reason for the recognition.

“The 18-bed hospital has served the Delta community for more than 30 years, growing to include four family practice physicians and a team of 74 caregivers. Delta Community Hospital supports several community programs, including free screenings and initiatives to encourage health and fitness among individuals and families,” said the publication.

Delta Community Hospital Administrator Lenny Lyons applauds the work of caregivers for their continued success in helping the hospital receive this honor year after year.

“Achieving this recognition for the third year in a row is extremely validating,” said Lyons. “It speaks to not only the quality of caregivers we have at Delta Community Hospital, but to the consistency in their daily commitment to providing the best healthcare possible to our community members.”

Delta Community Hospital is embodying Intermountain’s mission to help people live the healthiest lives possible. By offering health screenings and other preventative treatment for obesity and diabetes, caregivers are helping people avoid future health problems.

Lyons also credits Intermountain’s focus on TeleHealth to help ensure patients in Delta and other rural areas of the state have access to the best specialists in medicine. Patients can stay closer to home while undergoing treatment, which Lyons said helps the healing process while avoiding unnecessary travel for appointments.

“As one of several Critical Access Hospitals in the state, we are proud to be able to provide essential services to the rural communities we serve – care that they wouldn’t have otherwise,” said Lyons.

Becker’s bases this annual ranking from other national awards of respected organizations, as well as Medicare star ratings, and the hospital’s community impact and reputation for innovation.

Intermountain Healthcare is a Utah-based not-for-profit system of 24 hospitals, 160 clinics, a Medical Group with some 2,300 employed physicians and advanced care practitioners, a health insurance company called SelectHealth, and other health services. Intermountain is widely recognized as a leader in transforming healthcare through evidence-based best practices, high quality, and sustainable costs. For more information about Intermountain, visit

Glen Beeby
Intermountain Healthcare
+1 206-948-4849
email us here

Source: EIN Presswire

NSF Interns from NC Start-up Just Exceeded 10,000 Views of Publication

Jordan Krisfalusi-Gannon with the Frontiers in Marine Science article when first published. (June 2018)

Jordan Krisfalusi-Gannon with the Frontiers in Marine Science article when first published. (June 2018)

Waleed Ali preparing to inspect a horseshoe crab specimen at the Joint School of Nanoscience and Nanoengineering. (August 2016)

Waleed Ali preparing to inspect a horseshoe crab specimen at the Joint School of Nanoscience and Nanoengineering. (August 2016)

Kepley BioSystems Logo

Kepley BioSystems Logo

Kepley BioSystems congratulates Jordan and Waleed, National Science Foundation supported interns, as their peer-reviewed publication reaches milestone.

We congratulate Jordan and Waleed on this milestone. We continue to seek capable students and hope this may help inspire more interns to join our efforts at Kepley this summer and beyond.”

— Anthony Dellinger

GREENSBORO, NC, USA, May 13, 2019 / — Kepley BioSystems welcomed Jordan Krisfalusi-Gannon and Waleed Ali to the company as interns sponsored by the National Science Foundation’s Research Experience for Undergraduates (REU) Grant Program in the summer of 2016. Krisfalusi-Gannon and Ali, juniors at High Point University and Columbia University respectively, were encouraged to lead a comprehensive review ultimately entitled, “The Role of Horseshoe Crabs in the Biomedical Industry and Recent Trends Impacting Species Sustainability.” The two young scholars ran with this article, which has now achieved 10,355 views in less than one year of circulation, according to Frontiers in Marine Science, an open-source, peer-reviewed journal publisher.

Their efforts spanned more than 100 referenced citations to examine this ancient species, dynamics affecting individual crabs, and overall wild populations facing industry demands (literally) for their blood. Climate and environmental changes were also discussed, with particular emphasis on dwindling horseshoe crab populations and the shorebirds that depend on their annual egg spawning for nourishment to complete migration to northern breeding grounds. Regulatory efforts were also illuminated with varying degrees of conservation success in the midst of whelk, conch and eel fisheries consuming about the same number of crabs for bait as the biomedical industry bleeds for sterility testing, every year.

In response to uncertain horseshoe crab viability, industry stakeholders have been searching for alternatives to match its sensitivity in endotoxin testing with limited success. Clearly, challenges persist from millions of patients depending on sterility testing derived from horseshoe crab blood components for nearly every injectable drug and implantable device used in medicine today, worldwide. With such testing as a given for the foreseeable future, more sustainable methods for capture, harvesting and sustaining horseshoe crabs were also explored.
From their conclusions, the authors summarized, “…ensuring the wellbeing of this enigmatic species—and those whose survival depends on it—requires a multi-faceted approach that combines informed and fair regulation; responsible and more innovative harvesting and bleeding practices; and a commitment to continued research in pursuit of viable alternatives to avert collapse, while working toward ultimately eliminating the demand for harvesting wild horseshoe crabs, entirely.”

“We’ve all been proud to be Jordan and Waleed’s co-authors, and we congratulate them on this milestone,” said Kepley president, Anthony Dellinger. “We continue to seek capable students and hope this may help inspire more interns to join our efforts at Kepley this summer and beyond.”

# # #

About Frontiers in Marine Science (Global Change and the Future Ocean):

Global Change and the Future Ocean publishes research on global pressures on the ocean in the past, present and future and their consequences on ecosystem functioning and structure, as well as on the benefits to society received from a healthy ocean in the future… The section also welcomes submissions on managerial and societal drivers, as well as responses and perceptions on global changes in the ocean ecosystem. It will benefit from the rapid, robust and effective editorial process and the open-access structure of Frontiers in Marine Science, thereby accelerating progress in this important topic. The Research Topics hosted within Frontiers in Marine Science provide a particularly effective platform to introduce new developments and research directions on Global Change and the Future Ocean.

About Kepley BioSystems:

Kepley BioSystems is a North Carolina-based life sciences start-up operating out of Gateway University Research Park (GURP) in collaboration with the Joint School of Nanoscience and Nanoengineering (JSNN), comprised of a partnership between the North Carolina Agriculture and Technical State University (NCA&T) and the University of North Carolina at Greensboro (UNCG). Kepley BioSystems was founded in 2013 with a mission to emerge disruptive innovations to achieve global solutions. For more information, visit:

Lee Robertson
Kepley BioSystems Incorporated
+1 (336) 217-5163
email us here
Visit us on social media:

Source: EIN Presswire

PerksConnection from Perks Group Allows Students and Alumni to Access Deals and Discounts on Everyday Purchases

RONKONKOMA, NEW YORK, USA, May 13, 2019 / — Perks Group is a national leader in affinity programs thanks to their intuitive design, broad offerings, and their user-friendly member hubs. Working with various universities and educational facilities across the country, they’re able to provide students, faculty, and alumni savings on everyday purchases.

The Perks Group’s popular affinity program currently provides regular deals and savings to millions of members across the country. By giving members regularly updated savings, and by supplying participating merchants with resources to market their products or services, Perks Group consistently recruits new businesses and individuals. As their numbers grow the available discounts provided through the merchant network expands, improving savings overall.

Through the Perks Program, members can redeem discounts at thousands of business locations in all 50 states. It’s a highly-valuable tool that provides real savings and cash back without gimmicks or point systems. Members simply register with the PerksConnection hub or application and view regularly updated deals on items and services at their leisure.

Through their applications or online hub, members can find discounts by browsing a list of local deals or else by searching city, state, or zip code for out-of-town discounts. To redeem deals, members present a coupon or online code to a cashier at the time of purchase, make online purchases through a provided Perks Group link, download coupons for on-the-go shopping, or else use a value code through an 800 number service.

Since 1988, thousands of national and local companies have turned Perks members into their customers, boosting the program network to provide unparalleled savings. PerksConnection membership is a money-saving resource also available to many students in higher education. Partnering with various higher education institutions, Perks Group empowers students (as well as qualifying alumni and faculty) by providing substantial discounts on a range of purchases.

Antioch University has provided outstanding education since 1852 and continues encouraging success through Perks Group membership. Through Perks, their students have access to savings at local and national retailers as well as deals on gift cards, online shopping products, and services. Traveling students can save on car rentals, hotels, and resorts. In addition, they can access exclusive savings of up to 50% on sporting events, concerts, movie tickets, theme parks, tours, and more for their entertainment needs.

Marshall University, one of West Virginia’s oldest public universities, also provides students and alumni with exclusive deals through PerksConnection. Within the program, participating members are offered the same savings on items and services as Antioch members, including both local and distant deals. Students gain access to special discounts on restaurants and eateries both in their college town and throughout the nation as well.

Thanks to Perks Group and PerksConnection, students, faculty, and alumni across the country earn real cash back on everyday purchases, letting them focus on their education or their work with confidence.

To learn more about Perks Group and Perks Connection call: (800) 727-3757

Caroline Hunter
Web Presence, LLC
+1 7865519491
email us here

Source: EIN Presswire

Jorge Zuniga Blanco on Important Accounting Strategies to Grow a Business

Costa Rica’s talented and highly-skilled business owner Jorge Zuniga Blanco provides valuable insight on how to improve a company’s accounting practices.

SAN JOSE, COSTA RICA, May 13, 2019 / — Bookkeeping is a significant business work businesses use to assemble, record and break down budgetary data. This data frequently gives crucial details with respect to business tasks and can often be used to design new systems for business development. Building up a development methodology fixated on money-related data may give entrepreneurs and administrators sensible objectives for future activities and business owners and managers may likewise the data to determine strategies and key movements. Jorge Zuniga Blanco, a successful businessman from Costa Rica, discusses some of the finer accounting strategies that can help a business grow.

Numerous businesses get their start by seeking out financing from investors or banks. These underlying credits frequently make negative cash outflow that has to be repaid on a monthly or quarterly basis on typically a balloon payment plan. Businesses must discover approaches to produce capital through business tasks to reimburse these credits and create a benefit for the new business venture. Entrepreneurs and managers may invest energy in assessing money related bookkeeping data for creating procedures to produce capital and develop the business association.

Those procedures can come from different places. Explains Zuniga, “Businesses can look at expanding operations through profits, building new and strategic business relationships, accelerating income or diversifying or streamlining operations. However, it’s important to realize that each type of strategy requires a different focus and will depend on the size and strength of the current operations. When contemplating new accounting strategies, small businesses are almost always at a disadvantage.”

Growing the business through increased revenue, as a rule, depends on entrepreneurs swearing off salaries in exchange for reinvesting the capital back into the operations. Accelerating income can also, in some instances, requires businesses to raise their prices for certain goods or services. Strategic relationships could include new partnerships or contracts designed to obtain economic resources at lower costs. Diversification could include offering new goods or services and expansion into new industries not previously offered. The only way to streamline is to look at what could be considered wasteful spending and eliminate it, as well as work to increase the production levels of the operations.

States Zuniga, “Organizations may most likely create different methodologies for developing business tasks. Concentrating on accounting development methodologies some of the time agitates a sensitive parity that resonates with the value customers are happy to pay for products or services. Raising costs over the market rate can bring down organization deals. Bringing down customer costs may altogether lessen the benefit the company has accessible to pay for operational expenses. Organizations may likewise be unfit to accomplish an economy of scale, where creating higher measures of products or administrations does not receive any budgetary benefit.”

Put simply, there is no one correct method to improve a company’s economic status. It requires a great deal of research into what moves would be most beneficial to the organization, as well as the client. After all, making a move that isn’t in the client’s best interests could result in the organization moving backward, not forward.

The methodology also requires reviewing current practices and determining where there are opportunities to save. It may, with so many moving parts, sound like a virtually impossible task, but it is a necessary task that a company must undertake at some point if it wants to truly succeed.

About Jorge Zuniga Blanco

Jorge Zuniga Blanco is a leading eCommerce expert who has provided his services to growing organizations throughout the world. He has a diverse background of industries to his credit, giving him the ability to relate and contribute to business owners in a variety of markets. He has more than 20 years in the eCommerce industry and, for the past nine, has dedicated his expertise and knowledge into helping executives and managers develop their business.

Jorge Zuniga Blanco
Jorge Zuniga Blanco
8368 2753
email us here
Visit us on social media:

Source: EIN Presswire

FDA FOIA Documents: Circuit Court Filings Confirm Termination of Human Heart Study at Northwestern University


FDA FOIA documents reveal evidence in a ten year old case providing a legal pathway to request for a new trial. Press release provides links for US Citizens.

The Truth Shall Set you Free as posted in the Lobby of the Chicago Tribune Building”

— John 8:32

SHEBOYGAN, WISCONSIN, USA, May 13, 2019 / — The final clues are falling into place in a 12-year-old mystery about how patient protections were bypassed during open heart surgery for hundreds of patients and published in the American Association of Thoracic Surgeons Journal.

The Model 5100 heart valve ring was implanted into nearly 700 patients without their consent or approval from the Food and Drug Administration.

Documents recently obtained through a Freedom of Information Act request outline how this practice escaped regulatory notice and notice of the Judge and plaintiff’s attorney in the civil case 08-L-012426 Circuit Court of Cook County.

Link to Public Court Documents:

Northwestern’s defense attorney from the law firm Anderson Rasor stated in Judge Gomolinski’s Chicago courtroom on Dec. 6, 2013 that the federal protocol 1532-004 had nothing to do with a published study on the heart valve.

But the new FOIA documents confirm that after the Federal FDA Inspection, 1532-004 was the study to test the Myxo Ring. The documents also confirm that there was no documentation provided to the University confirming the FDA approval status of the device during the testing.

"He (the surgeon) was putting it into patients, seeing how it worked, and not telling them," Obermeier's attorney, Adrwin Boyer, said during opening statements of the 2016 court trial in Cook County, according to Fox 32 in Chicago.

Meanwhile, a cardiologist who removed herself from the Model 5100 device study when she realized patients hadn't given their consent, published a report on May 4, 2019, to highlight key facts and documents in the case:

• Patients began receiving the controversial heart valve ring in 2006.
• Testing of the device was officially closed by Northwestern University officials as of June 2006, but the final publication of the clinical study published in the American Association of Thoracic Surgery's premier journal in July 2008 reveals that the study continued without patient consent and without the university approval until November 2007 See attached FDA FOIA document.
• A press release on Dec. 4, 2008, confirmed the first of many Senate Finance and Senate Judiciary investigations into the Model 5100.
• United States Sen. Charles Grassley (IA) requested evidence as part of the Senate Investigation .

Over the six-year investigation, the documents, responses and letters were reviewed by Dr. Nalini Rajamannan, the cardiologist who removed herself from the Model 5100 study.

Rajamannan's report, The Myxo File X and the Myxo Report, offers a comprehensive look at the Senate Finance and Senate Judiciary Investigations from 2008-2014 for the 667 heart valve patients, media, regulators, lawmakers and patients' rights advocates.

The Myxo File X, published on, also provides an in-depth analysis by Dr. Rajamannan, an eye-witness to the human experiments, regarding the release of responses sent to the Senate.

Following is a link to the FDA FOIA documents released on December 18 2019, on the eve of FDA meeting with the heart valve specialist Dr. Rajamannan:

Dr. Nalini Rajamannan is a heart valve expert in the field of cardiovascular medicine. She has been researching heart valve disease for 31 years. She earned her undergraduate science pre-professional degree from the University of Notre Dame, her Medical Doctorate from Mayo Medical School and her post-graduate training in Internal Medicine and Cardiology at the Mayo Clinic. She also worked at the Mayo Clinic as a staff consultant in Internal Medicine. Currently, she practices consultative medicine specializing in Cardiac Valvular Heart Disease at Most Sacred Heart of Jesus Cardiology and Valvular Institute, WI.

Visit for more information about Most Sacred Heart of Jesus Cardiology and Valve Institute

Nalini M. Rajamannan
Most Sacred Heart of Jesus Cardiology and Valve Institute
+1 312-498-9496
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NBC6 Ma Grossfeld Green Bay WI interviews the patients

Source: EIN Presswire