Is a Reverse Mortgage Considered Income for Medicaid?

Reverse Mortgage Expert

Paul Scheper, CRMP, CSA, MBA

Your Lender For Life!

Loangevity Mortgage

Money House

What senior homeowners receiving Medicaid need to know about Reverse Mortgages

It's smart to use only the amount of money you need from a reverse mortgage credit line, and always keep your bank balance below the maximum Medicaid threshold.”

— Lana Schott

IRVINE, CA, UNITED STATES, November 25, 2020 / — Half of the people who get a reverse mortgage don’t really need the money, but they get the loan “just in case” they might need funds later in retirement. Some folks are not as lucky and they need a reverse mortgage now in order to improve their cash flow and live a more financially independent life. If you’re a retiree contemplating a reverse mortgage loan and converting your home equity into cash, there are several important considerations you should make. First, in order to qualify for a home equity conversion mortgage (HECM), you must meet certain conditions such as owning your home, permanently living in your home, and being at least 60 years of age.

In addition to reverse mortgage qualifications, you should also consider how a reverse mortgage may affect your heirs, a non-borrowing spouse, and the government benefits you receive. If you’re one of 7.2 million seniors who receive Medicaid, a reverse mortgage might affect your coverage.
What is Medicaid?
Medicaid is a state and federal joint program under the Social Security Act. It helps cover the costs of long term care and physician visits for individuals and families who meet certain qualifications. Medicaid covers most of our nation’s long term care needs and if you’re currently eligible for Medicaid benefits, you should consider how a reverse mortgage might affect your eligibility. This is especially true if you’re a senior planning your future health needs or those of your spouse. You may be perfectly healthy now, but you can’t predict what your medical needs and costs might be in the future.

The Medicaid Program covers four basic types of medical expenses:
Part A: Covers hospital stays;
Part B: Covers physician visits, labs, x-rays, medical devices, and outpatient services;
Part C: Medicare Advantage Plan (like an HMO or PPO) available from private health insurance companies that are approved by Medicare;
Part D: Helps with prescription drug costs.

If you qualify for Medicaid, your income and assets must be put toward the costs of care, but you may retain some of that money for personal expenses.
The Medicaid program pays the difference for the cost of care directly to the facility, hospital, or provider. Medicaid’s coverage is vast, and it pays health care providers at a discounted rate to help seniors and low-income individuals receive necessary medical services they might not otherwise afford.
Note: The Affordable Care Act of 2010 gave states the ability to expand Medicaid coverage, which means that eligibility requirements vary state by state. It’s important to research how your location might affect your eligibility. For example, states may have different income limits, asset limits, and level of care required. These categories also differ based on whether the Medicaid applicant is single or married.

In order to be eligible for Medicaid, you must qualify based on your earnings, family size, and disability status – these are all factors that may vary by state. Eligibility is also affected by whether you’re single or married. For example, single, unmarried seniors with Medicaid coverage that covers long-term care can’t possess countable assets that go over a certain limit. Those same individuals are also restricted on a monthly basis for income.
By the same token, married seniors cannot possess countable income that goes over a certain number month to month. With that said, you are allowed to keep a specified amount of income per month which varies if you’re single or married.
A reverse mortgage may affect your Medicaid eligibility depending on what reverse mortgage payout method you choose. In most states, one of the Medicaid eligibility requirements states that the recipient must not have more than $2,000 in countable assets (or $3,000 between married couples). Make sure to contact a Medicaid specialist to confirm this information because things change every month.

Medicaid rules have rules about countable assets. Assets typically use for Medicaid eligibility include bank accounts, stocks and bonds, Real estate (other than your main residence), additional vehicles besides one. There are also assets that Medicaid does not count for eligibility and may include your primary home, personal belongings, one car, life under $1,500 face value, and a limit of $1,500 in savings set aside for funeral arrangement. A reverse mortgage is not considered income for Medicaid. Payments from a reverse mortgage are categorized as loan proceeds. This is also why reverse mortgages do not impact your taxes.

A reverse mortgage doesn’t affect the Medicaid income eligibility requirement because the payout does not count as income; rather, they are loan proceeds. However, if you choose a lump sum disbursement for your payout, but do not spend all of the proceeds, any leftover funds are considered countable assets after 30 days. If you exceed your asset limit, you may be ineligible for Medicaid coverage. This is important — you should use the reverse mortgage proceeds that you will need and keep the rest in the reverse equity line for later. For example, let’s say, for example, that you’re single and you have a Medicaid eligibility requirement of $2,000 in countable assets. Then, let's say you receive a lump sum of $5,000 from reverse mortgage proceeds but you only spend $3,000 of the funds during the month in which you received the payout. You put the remaining $2,000 in the bank. After 30 days, you would become ineligible for Medicaid because that money is then considered an asset. Be smart. Be strategic. Know your math.

Just remember — a reverse mortgage payout doesn’t immediately disqualify your Medicaid benefits, but it’s important to be mindful of how you spend your loan proceeds within a given amount of time. Getting a reverse equity line is prudent because you can draw out what you need, when you need it. Only use what you deem necessary from from the reverse mortgage credit line, and leave the rest in the credit line.

Paul E. Scheper, President
Loangevity Mortgage
9496367242 ext.
email us here

Source: EIN Presswire

Senior Homeowners Advised to Be Prepared for the Uncertain Future

Reverse Mortgage Expert

Paul Scheper, CRMP, CSA, MBA

A reverse mortgage might be the answer

You can’t take it with you – Enjoy Your Retirement Now

Your Lender For Life!

Loangevity Mortgage

It's better to have the money and not need it, than to need it and not have it.

It's better to have the money and not need it, than to need it and not have it.”

— Donald Tippen

IRVINE, CA, UNITED STATES, November 25, 2020 / — The best time to get a reverse mortgage is tied. It's when you need the money, and it's when you DON'T need the money.
Sound strange?
Over half of the reverse mortgages that I have offered to senior homeowners (Age 60 plus) are to those who don't need the money. They get the reverse mortgage, just in case, down the road, they might need the money.

Here are two big reasons people with large assets are flocking to get reverse mortgages after March, 2020 (post Covid-19).

Reason #1: Equity is NOT easy to get at!
Sadly, today's seniors are finding it almost impossible to tap into the equity in their home because of stringent qualifications. Fortunately, a Reverse Mortgage is the answer because you don't need a job. All you need is sufficient equity in your home and enough residual income to qualify. No Fico Score needed. The home values are higher now than in the past and many seniors are getting "standby" lines of credit just to be prepared because life sometimes gets rocky and life is unpredictable. "It's better to have the money and not need it, than to need it and not have it," says Linda Walsh in Newport Beach, CA.

Reason #2: Equity is NOT safe, and can erode quickly.
It's better to be safe, than sorry. Home values are volatile and can depreciate quickly. The housing market can weaken overnight. This limits your ability to access the cash in your home. Equity can vanish instantly. Life and things change rapidly (we all have seen this in the year 2020), and many homeowners wished they had a reserve account, a line of credit on "standby" when Covid-19 hit. A reverse mortgage not only allows you an easy way to tap into the equity in your home, it also allows you to create a growing line of credit. The amount of your credit line actually grows over time, allowing you to access more money in the future. Imagine having money in a Line of Credit that actually grows based on the “unused” amount in your equity line. The more you don’t use, the more it grows. According to Donny Tippen from Northridge, CA, "A reverse mortgage line of credit is like a fine wine. It gets better with time."

Having large amounts of home equity is the easy part. The hard part is how do senior homeowners access it? What good is having substantial equity if it's too hard to access? A solution to unlocking and accessing home equity might be a reverse mortgage. A reverse mortgage allows for the equity in your home to be converted into spendable cash, in the form of loan proceeds. These proceeds (your cash) can be used whenever, wherever, and for whatever reason you deem necessary. With a reverse mortgage, you are in control, you call the shots. It helps you be prepared, and have access to housing wealth, just in case you might need it later on down the road. If you don't need it, then you do not pay interest on the money you DON'T borrow. It's a safety valve, a "just in case" line of credit that you control in case "life gets in the way."

A reverse mortgage allows you to stay in your home without making a required monthly mortgage payment. It operates like a traditional loan – keep your taxes, insurance, HOA dues current – and pay back the loan once you sell the home or no longer live in the home. With a reverse mortgage, it's easy to access your cash, save money, and plan for a happy and secure retirement. Don't forget the old saying – It’s better to have the money and NOT need it, than to need the money and NOT have it. With a reverse mortgage credit line, it’s there for you – just in case, as a “standby” reserve account — and provides you with a sense of comfort, peace of mind and security for life’s uncertainties.

Paul E. Scheper, President
Loangevity Mortgage
9496367242 ext.
email us here

Source: EIN Presswire

Don't Get a Reverse Mortgage Until you do an Apples to Apples Comparison

Apples to Apples

Reverse Mortgage Expert

Paul Scheper, CRMP, CSA, MBA

Your Lender For Life!

Loangevity Mortgage

Before obtaining a Reverse Mortgage, compare things Apple to Apple

Reverse mortgages are fantastic, but always check the alternatives first so you know for sure it's suitable and appropriate.”

— Paul E Scheper, CRMP, MBA, CSA, SRES

COTO DE CAZA, CA, UNITED STATES, November 25, 2020 / — As you examine your retirement options, you may consider using a Reverse Mortgage, also known as an FHA HECM, which stands for Home Equity Conversion Mortgage. Here is a super simple definition of a Reverse Mortgage –A reverse mortgage is just a loan. They are designed to free up cash flow for homeowners 60 and over who have considerable equity in their homes. Reverse Mortgage terms vary based on factors like borrower age and the interest rate and the amount of home equity. Generally, the less you owe on your home, the more cash you will have available to use.

A reverse mortgage converts a portion of your equity into funds you’re able to spend as you see fit, enabling you to pay for general living expenses or unexpected medical costs. This option allows you to use your home equity without having to move out of your house or relinquish ownership. Unlike traditional mortgages, you don’t typically need to repay your reverse mortgage every single month, as long as you meet your loan obligations, which means staying up to date on property taxes, homeowner’s insurance, and property maintenance.

I suggest that you compare these alternatives "apple to apple, side by side" before choosing a reverse mortgage.

Alternative 1: Do I stay or do I go?
When you’re examining reverse mortgage alternatives, you may consider downsizing. The idea behind downsizing is simple: you sell your primary residence, buy a new one for a significantly lower price, and then use the leftover cash to supplement your retirement income. You could spend it slowly over time or invest the sum that you get from the sale of your property. The main benefit of downsizing is it means you’ll have the cash you can spend outright, invest, or pass it on to your heirs. However, the drawback is that downsizing forces you to leave your home. For seniors who are looking to keep their home and continue living there, a reverse mortgage might be the solution. You free up critical cash flow that you won’t have to pay back until you move out or pass away—and you still live in and own your home until the loan matures.

Alternative 2: Refinancing
If you currently have a high-interest rate on your home mortgage, you might be able to save more money and free up cash by refinancing. Plus, like a reverse mortgage, you will still own your home and be able to pass it onto your heirs. Refinancing might be a good option if you have a substantial amount of equity in your home and you don’t need a lot of money fast. A refi allows you to continue to build the equity in your home over time. The drawbacks, however, include having to make mortgage payments every month. In addition, there’s a possibility you may end up having to pay more than the original loan. For example, if your term is extended during refinancing, you might end up paying less each month, but find that you need to make payments longer. This results in a higher overall cost. In addition, if you do end up missing a payment on your house, banks can foreclose on your home. It’s also not easy to qualify because the debt compared to income ratios are hard to meet.

Alternative 3: Home Equity Loan or Home Equity Line of Credit (HELOC)
A home equity loan: this alternative to a reverse mortgage delivers proceeds in the form of a lump sum, based on the equity you have in your home. You’ll likely get more upfront cash with this option. However, you immediately need to pay back both the principal and the interest. If you miss payments, your lender can foreclose on your home. With a reverse mortgage, on the other hand, you don’t have to pay anything back until your loan matures. A Home Equity Line of Credit (HELOC): a HELOC allows you to borrow money against the equity in your home for a certain period of time, in the form of revolving credit. However, at the end of the draw period, you’ll enter the repayment period where your payment each month is due until the HELOC is paid off. If interest rates increase over time, so could your monthly repayment. Plus, if you overspend and use too much of your home’s equity, you might put yourself into a precarious financial situation later and face large interest payments in addition to the principal amount. A reverse mortgage line of credit works like a HELOC in that the proceeds can be drawn upon on an as-needed basis. However, the loan doesn’t require any repayment until the last homeowner or borrower living in the home passes away or moves out. Borrowers with a reverse mortgage equity line, however, liable for paying property taxes, insurance, and maintenance.

Alternative 4: Government Assistance Programs
You may find that you qualify for assistance from your county or state. Sometimes, there are programs designed to offer property tax relief, help to pay for your medical costs, or discounts on your energy bills. The National Council on Aging (NCOA) can help you find government benefits that will save you money.

Alternative 5: Renting
You may also choose to rent out your whole property or just a couple rooms. Ideally, you can choose to rent to someone you know, like a close friend or family member. Renting may allow you to stay in your home because of the additional rental income. You could pay off the mortgage you still owe with those proceeds or put it toward property taxes or maintenance. Unfortunately, that rental income has to be reported for taxes as income which may dig into your profits. There’s also much more work involved in renting; you’ll need to continually screen and replace incoming and outgoing renters.

Reverse Mortgages offer flexible ways to get cash from your home. Compare them with a lender who can offer all types of mortgages, and not only reverse mortgages.

Paul E. Scheper, President
Loangevity Mortgage
+1 800-662-6784
email us here

Source: EIN Presswire

Five Words that Describe a Reverse Mortgage

Reverse Mortgage Expert

Paul Scheper, CRMP, CSA, MBA

Your Lender For Life!

Loangevity Mortgage

These 5 words can help dispel the myths about reverse mortgages

Paul Scheper is a Certified Reverse Mortgage Professional (CRMP), a Certified Senior Advisor (CSA) and an MBA and describes a reverse mortgage in 5 words. KISS Approach – Keep It Super Simple.”

— Paul E Scheper

IRVINE, CALIFORNIA, UNITED STATES, November 25, 2020 / — Here are 5 of the most common myths & misconceptions about reverse mortgages, and the truth behind these myths.
The 5 words that explain a reverse mortgage are in each answer below.

1. “A reverse mortgage requires giving up ownership of your home.”
NOT True. It is just a loan. When you obtain a reverse mortgage, your name remains on the title and the deed to the home is still yours—just as it would be with any mortgage. You’re required to continue paying real estate taxes, homeowner’s insurance, homeowner association dues, and providing basic maintenance to your home, just as it would be with any mortgage you obtain. Once you no longer live in the home as your primary residence, the loan balance, including interest and fees, must be repaid, just as it would be with any home loan you obtain.

2. “A reverse mortgage should only be used as a last resort.”
NOT True. It is just a loan. Many homeowners age 62 and older are now using a reverse mortgage strategically as part of a sound financial plan. It can be used as a “standby” line of credit that acts as a cash reserve (or safety valve) that you can tap as needed. Unlike a traditional Home Equity Line of Credit, the unused reverse mortgage credit line limit actually grows over time. It’s like a “fine wine” – it actually gets better with age, if you do not use the money and let the credit line grow. This equity line is great for emergencies or monthly advances to help you delay taking social security until a later year. It’s also a nice “just in case” credit line to help supplement other retirement income and allow you to extend you financial longevity.

3. “There are restrictions on how I can use the money from a reverse mortgage.”
Not True. It is just a loan. Reverse mortgage proceeds can be used the way that the homeowner designs it to work. There are multiple ways for you to access your equity and convert it to spendable cash. Among the most common uses are paying off an existing mortgage or other debt in order to have no monthly mortgage or debt payments. Or you might choose to create a “standby” cash reserve for future emergencies or to delay taking social security, or to simply supplement your monthly retirement income to make things easier for you. It’s up to you – you can even use the funds to invest in home improvements; or cover medical bills, or subsidize your long-term care expenses. Use the funds in a way that makes you happy (and less worried) so that you can extend your financial longvevity.

4. "I could wind up owing more than my house is worth leaving my kids with my debt.”

Not True. It is just a loan. The heirs or adult children never, ever sign any forms obligating them to the any terms of reverse mortgage. Reverse mortgages are insured by the Federal Housing Administration. It’s just a loan, and like all loans, it must be repaid when the house sells or when the last remaining owner vacates the home. In both cases, no matter what he value is at that time, the heirs are not responsible for any financial obligations stemming from a reverse mortgage. No debt will be left to your heirs or your adult children. And if the loan balance is less than the market value of the home, the additional equity is retained by the homeowner/heirs (if the home is sold).

5. “Reverse mortgages are only for people who owe money on their home or for people who DON’T owe money at all.”
Not True. It's just a loan. To qualify for a reverse mortgage, you are allowed to have a mortgage now; in fact, most of the time, there is a mortgage owing and we pay if off with a new reverse mortgage. But, the flip side is also true – even if you own your home “free and clear,” you can obtain a reverse mortgage. Either way, whether you own your home free and clear, or if you have an existing mortgage, we pride ourselves in helping determine if a reverse mortgage is the right loan, for the right person, at the right time, and for the right reason. Our purpose is to educate you about reverse mortgages (and the alternatives as well), so that you can extend the longevity and retire more comfortably.

Paul Scheper
Loangevity Mortgage
+1 800-662-6784
email us here

Source: EIN Presswire

Lynch LLP Delivers True Partnership and Solid Legal Strategy

Southern California intellectual property and business law firm, Lynch LLP, delivers true partnership along with solid legal strategy

The Lynch LLP team has been tremendously helpful throughout the entire [Intellectual Property] process…[Lynch] has been with me through the whole process and I’m happy to call them a partner.”

— Tim D.

CALIFORNIA, USA, November 25, 2020 / — A round up of client reviews for Lynch LLP shows the firm has a solid 5-star rating across multiple ratings websites. What clients say shows that Lynch partners understand how every client differs and that clients can expect true partnership along with solid legal strategy.

Several clients wrote about how Lynch LLP consistently offers meaningful partnerships:

In sharing his thoughts, Tim D. stated, “The Lynch LLP team has been tremendously helpful throughout the entire [Intellectual Property] process…[Lynch] has been with me through the whole process and I’m happy to call them a partner.”

Rebecca G. told of her experience with Connor Lynch, a partner at Lynch LLP, saying, “I had a client refusing to pay. As other ghostwriters understand, we work in a kind of intellectual property (IP) law twilight zone – but Connor Lynch was able to handle it, no sweat. He worked quickly, efficiently, and effectively, and was able to get the other party to settle. Absolutely fantastic! In addition to being excellent at what he does, Connor is also very easy to talk to, and always explained every option in a way that a layman could understand (without being patronizing). Could not ask for a better experience!”

Another client Debbie, explained “Connor is a great attorney. He knows the law, is a patient and compassionate listener. He kept me in the loop on a regular basis and I rarely had to reach out to him for an update on my case. I trusted his judgement, advice, and followed his lead for a very successful resolution. I highly recommend this attorney. Thank you, Connor!”

Alex W. reported “It was a pleasure to work with Lynch LLP. Sean and the team have done a great job and are consistently prompt and informative with replies. I really appreciated that even though I am probably a smaller client of theirs, I never felt that I was being neglected or passed over in favor of a bigger one. They were just super helpful and nice people. Definitely would work with them again.”

Schedule a consultation today.

+1 801-361-6600
email us here
Visit us on social media:

Source: EIN Presswire

Professional Tax Software Systems Add Exciting New Features for 2020 UltimateTax Comparison Chart Shows

The Professional Tax Software Comparison Chart has a new update with TaxAct, ATX, MyTaxPrepOffice, and UltimateTax all adding noteworthy improvements.

…it can be a good idea to purchase your software long before the tax season begins. Many products are available at a discounted rate if bought several months before the tax season.”

— Mike Steele, CEO of UltimateTax

MUSCATINE, IOWA, USA, November 25, 2020 / — With the tax season on the horizon, UltimateTax has once again updated its “Professional Tax Software Comparison Chart” to help tax preparers find the best professional tax software for their business.

Now in its third year running, this chart is the primary source tax preparers use to find and compare professional tax software systems. Since its initial launch, the chart has been saving tax preparers from the hassle of jumping from website to website to compare tax software systems themselves.

Accompanying the chart, UltimateTax also provides an in-depth, expert analysis of what tax preparers should consider when looking for software, followed by critical reviews of each software system listed on the chart.

Whether they are long-established or new to the business, every tax preparer will benefit from checking out the updated chart to see how the software they use stacks up in today’s competitive scene.

UltimateTax launches a mobile app. Other companies make improvements.

Most software providers have made improvements over the year, with the most significant ones coming from UltimateTax, TaxAct, ATX, and MyTaxPrepOffice.

Besides enjoying complete and powerful software at affordable rates, UltimateTax users can now enjoy their tax software on-the-go thanks to UltimateTax’s newly launched mobile app. It is one of the most significant upgrades from last year’s comparison article.

TaxAct, ATX, and MyTaxPrepOffice also added some new features.

TaxAct is no longer limited to form data entry. With its new Q&A data entry, it’s easier for clients to fill in the right information.

ATX made importing data to 1040 Schedule C, 1065, 1120, or 1120S forms easier for QuickBooks Online users.

MyTaxPrepOffice, a cloud-based tax system, has rectified one of its most glaring shortcomings by adding a client portal. Now, users can allow their clients to access a portal and share their documents securely.

Gearing up for the 2020 season.

Although the tax season is still in the distance, UltimateTax advises tax preparers to get their tax software as early as now to save money.

“…it can be a good idea to purchase your software long before the tax season begins. Many products are available at a discounted rate if bought several months before the tax season.” Mike Steele, CEO of UltimateTax, recommends.

For tax preparers who are still undecided on which tax software to use, reading the comparison chart is the best way to understand and evaluate the options.

Many companies build tax software, and most of these companies offer several variations of their product. They do this to cater to every type of tax preparer – from small businesses to large corporations.

With the help of the comparison chart, Mike says tax preparers will find the software that “…will satisfy your precise needs at a price point you can be happy about.”

Read the full comparison chart at

About UltimateTax
UltimateTax Service Inc. provides software built by tax preparers for tax preparers. Since 2006, UltimateTax has been providing solutions to businesses they respect. With low prices and a variety of software options to fit specific needs – UltimateTax specializes in helping tax businesses grow.

Based in Muscatine, Iowa, their team provides individualized support to clients year-round. The relationships they build together is their commitment to their clients – because building business is their business.

1500 Plaza Place, Suite 201
Muscatine, IA 52761

Mike Steele
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Source: EIN Presswire

China Playing Cards & Board Games Market To Register A CAGR Of 16.3% To 2025

China playing cards & board games market

China playing cards & board games market

The China playing cards & board games market is moderately concentrated and the top players dominate the largest share.

PORTLAND, UNITED STATES, UNITED STATES, November 25, 2020 / — According to the report published by Allied Market Research, the China playing cards & board games market generated $583.8 million in 2018, and is estimated to reach $1.67 billion by 2025, registering a CAGR of 16.3% from 2018 to 2025. The research provides a detailed analysis on changing market dynamics, key segments, top investment pockets, and competitive scenario.

Surge in number of cafes and games bars, increase in demand from children & young population, and increase in crowdfunding platforms for designers and market players fuel the market growth. However, advent of manufacturing hubs and high cost of tariffs on Chinese imported goods restrain the growth of the market. On the other hand, rise in digitization of playing cards & boards games present new opportunities in the industry.
Board games to present new opportunities

Download Sample Copy Of Research Report@

Based on product type, the board games segment held the largest market share in 2018, contributing more than two-thirds of the total market share in terms of revenue, and will maintain its dominance during the forecast period. Moreover, this segment is expected to register the largest CAGR of 19.2% from 2018 to 2025. This is attributed to rise in availability of various types of fantasy games, educational games, strategy and war games, and sports games along with increase in demand for strategy-based tabletop games among teenagers, grade-schoolers, and adults. The report also discusses the playing cards segment.

Get detailed COVID-19 impact analysis on the China Playing Cards & Board Games Market @

Tier 1 segment to maintain its lead position during the forecast period

Based on competition type, the tier 1 segment held more than two-fifths of the total market share in 2018, and is estimated to maintain its lead status during the forecast period. This is attributed to enhanced infrastructure, the availability of expertise, and financial resources along with technological advancements. However, the tier 2 segment would grow at the highest rate with a CAGR of 17.3% from 2018 to 2025, owing to adoption of innovative marketing initiatives, large-scale production, and the strong distribution network. The research also provides insights on the tier 3 segment.
Torchbearers of the industry

Send Me Enquire@

Leading market players discussed in the research include ShangHai YaoJi Playing Card Co.,Ltd., Shenzhen Yahong Color Printing Co., Ltd., Shenzhen YHD Packaging Products Co., Ltd., Ningbo Charron Industry Co., Ltd., Shenzhen ITIS Packaging Products Co., Ltd., Yangzhou Jumbay International Trading Co., Ltd., Shenzhen Swarm Playing Cards Co., Ltd., and others.

Tushar Rajput
Allied Analytics LLP
+1 800-792-5285
email us here
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Source: EIN Presswire

The JF Austin Group Helping Thousands of Americans Achieve Financial Freedom

Chief Dreamer

The JF Austin Group is one of today's leading financial services companies.

ATLANTA, GA, UNITED STATES, November 25, 2020 / — 2020 has been a tough year for many people worldwide. As the COVID-19 pandemic affected the economy, hacking jobs and bombarding businesses, many Americans struggled to stay on track in terms of financial health. Amid the pandemic, leading financial wellness consulting company, JF Austin Group has brought a glimmer of hope to many. Today, they gear up to guide as many people as possible to make 2021 the best year yet.

The JF Austin Group LLC is one of today's leading financial services companies. It provides services such as financial advisory, business consulting, and executive consultation to create freedom for businesses and individuals. The company's mission is to help clients maximize business and personal potentials by holistically approaching wealth creation and growth. James has received recognition as the most influential opportunity zone manager in 2019 and 2020. James is also a member of Kappa Alpha Psi and was previously inducted in the Forbes Financial Council.

Leading the company is founder and Chief Dreamer James F. Austin III, also known as Mr. X-ecutive. He is an award-winning real estate fund manager who became a chief financial officer at a young age. An experienced C-level executive and recipient of the Presidential Lifetime Achievement Award, James has helped thousands of Americans improve their credit scores and build their way to millions in valuation and decades worth of success for themselves and the generations to come after them.

The Austin Group utilizes cutting-edge strategies based on years of experience in managing millions of dollars for their clients, monitoring the global markets, and assisting clients in all their dealings. The company has thrived and became the best in providing services in credit restoration, personal and business financial planning, business strategy, wealth growth consulting, and fractional CFO advisory.

The business consulting and advisory company has built a solid reputation in the community for putting their clients first. Its approach to consulting is holistic, considering the client's mental, intellectual, and creative capacity when formulating solutions that will make the complexities of building generational wealth simple for him or her.

One of the company's top expertise has been coaching and training individuals on establishing strong business and personal credit by improving FICO credit scores. The centralized scoring system has often appeared daunting to the general public. The JF Austin Group has made it their goal to educate thousands of Americans on how the scoring system works and provide practical step-by-step solutions to improve them.

As 2021 rolls in and the world enters yet another year, the Austin Group is committed to advocating success and promise to their existing and incoming clients, helping them improve credit and creating a better outlook for the upcoming year. There's no telling what 2021 will look like and whether the global pandemic will ease its grips on people's fate. Still, James Austin believes that people can have better agency over their finances and quality of life, even amid the challenges.

As 2020 comes to a close, the JF Austin Group LLC looks to deploy various strategies to help Americans get back on their feet and take control of their overall success, starting with their financial wellness. The company has created a Facebook group called Dreamers Academy, which now has over 1,200 members and is still growing.

The Austin Group looks at the future with optimism and has set its eyes on expansion for 2020. Their financial literacy campaign couldn't come at a more timely juncture as many families and groups find ways to get back on track to achieving financial freedom and wellness.

James Frank Austin III
The JF Austin Group LLC
+1 770-500-6013
Visit us on social media:

Dreamers Only

Source: EIN Presswire

Contify News Feed APIs Enables a Risk Management Solution Provider to Automate Monitoring of Security Risks

Market and Competitive Intelligence Platform

Contify has announced that it has successfully deployed its News feed APIs to help a risk management solution provider automate monitoring of security risk

Learn how a risk management solution provider leverages Contify News feed APIs to combine intelligence and automation to eliminate security exposures.

By embracing Contify NewsFeed APIs, organizations generate actionable Insights faster, empower their analysts to drive impactful research, and accelerate time to market,”

— Mohit Bhakuni, the Founder and CEO of Contify.

WILLISTON, VERMONT, USA, November 25, 2020 / — Contify, the AI-enabled market and competitive intelligence solutions provider, has announced that it has successfully deployed its News Feed APIs to help an Arizona based risk management solution provider automatically monitor the security risks associated with third-party vendors.

As part of the engagement, Contify integrated its News Feed APIs with the firm’s SaaS-based platform and seamlessly mapped the end-points to automatically fetch near real-time vendor updates into the SaaS-based platform. Other Contify’s News Feed APIs capabilities employed in this engagement are:

– Automatically mark insights with custom tags, avoiding the need to manually select the tags in the firm’s SaaS-based platform
– Leverages AI-based automation to optimize the analysts’ workflows to easily extract the strategic insights
– Facilitates multiple language support to track small vendors across geographies
– Allows seamless integration with the firm’s SaaS-based platform without any change to the existing platform
– Automates tracking of the changes on companies’ websites

The News Feed APIs by Contify helps in saving up to 200 hours a week, i.e., 70% analyst manhours in manual research, accelerating the speed of generating actionable insights. The latency of the risk-related information delivered also declined by 40%. Additionally, Contify News Feed APIs enable the firm to significantly save CAPEX and OPEX costs that they might have incurred if they would have built the technology infrastructure in-house.

“Contify News Feed APIs is an integral element of our SaaS-based platform allowing us to offer relevant and timely news on vendors – enabling our clients to respond swiftly and take immediate action”, says Senior Product Manager, Risk Management Solution Provider.

“In a world where technology is disrupting workforces, customer expectations, and industries, the ability to deliver quickly and cost-effectively is vital. An API-driven business strategy is a reduction in development effort and faster time to market. Organizations across industries have learned not to expend precious time and resources to source a clean, company-based intelligence feed but instead rely on cost-effective news feed APIs that provide intelligence with only business and industry-relevant information. By embracing Contify News Feed APIs, organizations generate actionable Insights faster, empower their analysts to drive impactful research, and accelerate time to market.” adds Mohit Bhakuni, the Founder and CEO of Contify.

Contify provides News Feed APIs to businesses across industries such as manufacturing, automotive, banks, insurance, consulting, market research firms, and pharma companies.

Read the case study here →

About Contify

Contify offers an AI-enabled Market and Competitive Intelligence solution that tracks information on competitors, customers, and industry segments. It enables users to collect, curate, and share information across the organization. Intelligent (actionable) information is mined by searching and analyzing information from over 200,000 online sources including news, company websites, social media, reviews, discussion forums, job postings, regulatory portals, and more.

Get a free trial today

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Source: EIN Presswire

Grammy-nominated and multi-platinum selling DJ and music producer Clinton Sparks visited The Gamer Hour last night

The Gamer Hour, ( ), featured guest Grammy-nominated and multi-platinum selling DJ and music producer Clinton Sparks last night

Esportz Network’s talk show, the Gamer Hour, features interviews with celebrities from traditional sports, musicians, comedians, and movie stars that enjoy gaming.

Puckett interviewed Sparks about expanding his success in music to the gaming industry at the company XSET, and the launch of his recent book and Twitch show

IRVINE, CA, UNITED STATES, November 25, 2020 / — Grammy-nominated and multi-platinum selling DJ, music record producer, and artist Clinton Sparks visited The Gamer Hour, (, last night joining esports hall of fame broadcaster Chris Puckett.

Sparks is the show’s first musical guest. Some of the topics explored in Puckett’s interview include how Sparks has expanded his success in music to the gaming industry as co-founder of esports lifestyle gaming brand, XSET, the launch of his recent book, “How to Win Big in the Music Business,” and his Twitch show and podcast based on his book where he offers sage career advice to upcoming musicians and gaming entrepreneurs.

In one of the show’s hilarious highlights, Sparks and Puckett braved the wild obstacle courses of the Fall Guys: Ultimate Knockout game. Called the ROCCAT® Challenge, they attempted to successfully navigate five rounds of the game’s difficult courses. Don’t miss all the humorous banter that ensues, and Sparks’ commentary on the exciting gaming action and his game review.

You can watch the entire show, which aired on November 24, here:

During his illustrious music career as a producer and publisher, Sparks has written and produced hit songs for multi-platinum recording artists such as Lady Gaga, Beyonce, Rick Ross, Diddy, Pitbull, Ludacris, Big Sean, Akon, and 2 Chainz, and is responsible for selling more than 75 million records. Sparks has won BMI songwriter awards with his C. Sparks Ent, Inc. company as well as being a recipient of numerous ASCAP music awards with DJ Snake as part of his Get Familiar Music publishing venture.

Sparks is also the owner of the national hip-hop radio station “Get Familiar Radio,” and co-founder of Bootē, a state-of-the-art women’s athleisure clothing line. He has created critically acclaimed projects with artists from Eminem and Kanye West to Busta Rhymes.

Growing up in Boston, Sparks has gone from successful radio shows to DJ gigs and producing to eventually building multiple multi-million-dollar brands. He and his companies have been featured in numerous top media publications.

“As a first of its kind, The Gamer Hour celebrates the convergence of traditional sports, music, comedy, and acting with esports and gaming. If you enjoy hearing about celebrities that have grown up with gaming, and who lead interesting busy lives, The Gamer Hour is a must-see and share show,” said Mark Thimmig, chairman, CEO of Esportz Network.

The Gamer Hour, which is filmed at the iconic New York City Times Square Reuters studio and produced by Reuters Broadcast Solutions and Esportz Network, is available globally on Fite.TV, (, and more than 50 media distribution platforms.

Sponsored by leading gaming audio and accessory providers Turtle Beach®, its Hamburg, Germany-based PC brand, ROCCAT®, and clothing company H4X, the Gamer Hour features interviews with celebrities from traditional sports, musicians, comedians, and movie stars that enjoy gaming. This show was designed to meet the ever-increasing demand for high-quality, fun, and compelling video-on-demand esports and gaming programming. The first late-night show dedicated to all things gaming and esports puts you the gamer – first and foremost – with your favorite celebrities playing and talking about your favorite games every Tuesday at 6 p.m. PT. The show looks to appeal to a broad audience including dedicated gamers and casual gamers through the draw of its celebrity guests.

Fans can view the show and follow upcoming guests and showtimes on The Gamer Hour website and through social media.

Those interested in becoming a show sponsor for The Gamer Hour, appearing as a show guest, or investing please reach out to Esportz Network at

ABOUT Esportz Entertainment Corp.
Esportz Entertainment Corp. is located at the epicenter of esports, surrounded by hundreds of the greatest names in game development, arenas, tournament play, and those who drive the global esports industry. Esportz Entertainment Corp. through its Esportz Network, (, one of the largest global esports news organizations with over 90 reporters, photographers, videographers around the world, and a Reuters global partner for esports, is covering esports leagues, teams, athletes, along with the people and the companies behind the sport in a manner that matches the excitement and rapid global growth of esports. Esportz Network is developing additional high-quality programming directed to the broader esports /gaming audience and communities.

George Pappas
Conservaco/Ignite Agency
+1 562-857-5680
email us here

The Gamer Hour show featuring Grammy-nominated and multi-platinum selling DJ and music producer Clinton Sparks last night

Source: EIN Presswire